Tips For Buying A Home In Charlotte

Tips for buying a home in charlotte

Want some tips for buying a home in Charlotte, NC? Then you’re in some luck! 

Going through the process of buying a new home can be an exciting time!

But it can also be a little overwhelming especially for people who are buying their first home. What should I look for in a new home? How much can I afford? How am I going to coordinate the sale of my current home with the purchase of my new home? 

We’ve been working with homeowners in Charlotte for a long time now and we’ve learned a few tricks.

So here are some tips for buying a home!

Save Up For A Down Payment 

Getting a home loan will require a decent chunk of money as a down payment. The bigger the down payment, the less the monthly mortgage payments. You may want to start by transferring a fixed amount into a dedicated savings account every month and then proceed to lowering your expenses. You could skip vacations for a year and reduce those high interest debts (credit cards!).

Calculate Monthly Mortgage Payment 

It’s important to know how much the mortgage payment is going to be before making a commitment. Finding out is super easy thanks to the internet! Just Google search for “Mortgage calculator”, enter the info, and estimate the monthly payment. 

Know Your Credit Score 

Getting a loan on a home will require at least a decent credit score. According to, a credit score is a number that rates your credit risk. It can help creditors determine whether to give you credit, decide the terms they offer, or the interest rate you pay. 

Coordinate The Home Sale 

If you are a homebuyer who already owns a home, you will also need to sell their current home. It’s a good idea to coordinate this with a real estate agent to make sure that everything closes around the same time although this may take some time. If you want to sell quickly, as-is for a fair cash price, then give Bright Haven Properties a call at 704-461-0576 or simply fill out the quick form below and we’ll be able to help you out!

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