There are a number of steps you can take to get a lien removed from your house in Charlotte. However, your plan of action will depend on the type of lien you have on the property. If you need to remove a lien so you can sell or avoid further financial ramifications, below are your options.
Start a repayment plan
Most creditors just want their money back and they would be more than happy to offer some sort of payment plan to homeowners. It might take a while to get back to square zero, but this is definitely an option.
Dispute the lien
Obviously, homeowners shouldn’t do this if the lien is legitimate. But if the lien is unjustified, the homeowner can gather evidence (as much evidence as possible) and dispute the lien.
Don’t wait to lose the home
Ultimately, if a lien continues without being disputed or paid off, the homeowner could lose their property. So, the worst thing anyone can do… is nothing. At the very least, homeowners should try to negotiate the lien to be more affordable.
Sell the home to a professional home buyer
Yes, you can sell your Charlotte house that has got liens on it. At Bright Haven Properties, we buy houses as-is for cash, even if there are liens. We’ll pay off all the seller’s loose ends and can get homeowners out of sticky situations. Just give us a call at 704-461-0576 or simply fill in the quick form below to get a fair cash offer on your Charlotte house!